Our existing Figure link provides information about a home equity line of credit (HELOC). This option uses your home as collateral and is subject to the provider’s eligibility requirements and terms. Review rates, fees and repayment obligations directly with the provider.

Explore Figure’s HELOC option ↗

Hot tub: ask us which of the current special programs applies to your chosen model. Available programs have separate eligibility requirements and terms; our team can explain which applies to your purchase.

Inground pool: start with the Lyon Financial link above for vinyl liner or Latham fiberglass pool financing. Its partner page includes current program information and a payment calculator.

Above-ground pool: review the Wells Fargo option above and ask our team which terms are available for your purchase.

Home equity: the Figure option uses your home as collateral. Compare its costs and obligations with other options before deciding.

Use your expected amount financed after any down payment, along with the lender’s quoted rate and term. Use our monthly payment estimator for a fixed-rate loan estimate. You can also visit Lyon Financial’s partner page for its current options and calculator. Calculator results are estimates, not an approval or a guaranteed rate.

For a promotional hot tub offer, ask us for the lender’s payment illustration for your exact purchase. A payment deferral can affect the repayment schedule, so simply dividing the price by the advertised number of months may not give the required payment.

Keep room in your budget for electricity, water care and ongoing maintenance as well as the financed purchase.

It refers to a delayed first payment under the applicable program—not a reduction in the purchase price. Before accepting, confirm the exact first due date, whether interest accrues during the delay, whether the delay is included in the stated term, and the amount and number of payments that follow. Your lender’s agreement supplies the final schedule.

No. A true 0% APR period and a deferred-interest offer work differently. With deferred interest, an offer may charge interest back to the purchase date if the promotional balance is not paid in full by the deadline. Read the exact offer wording and repayment requirements rather than relying on “no interest” alone.

Read the Consumer Financial Protection Bureau’s explanation ↗

The payment-options application for the 48-month special program requires membership with Wright-Patt Credit Union. The application page lets you indicate whether you are already a member or meet its membership eligibility requirements. Membership and credit approval are separate requirements. Review eligibility directly with the provider before applying.

Have your selected model or pool project quote, the amount you want to finance, and your contact information ready. The provider may request identity, income, employment and other financial information; its application will specify what is required.

Enter sensitive information only in the provider’s secure application. Text our office for product and project questions, but do not send Social Security numbers, bank details or identity documents through our chat.

Credit-check methods and review times vary by provider and program. Before submitting, read whether the step is a preliminary inquiry or a full credit application, and whether it involves a soft or hard credit inquiry. A hard inquiry can affect your credit score. The provider determines approval, the credit limit, timing and final terms; our team cannot guarantee them.

Ask us to itemize your purchase or project so you know what is included and what is separate. For hot tubs, discuss delivery, site access, the supporting surface, electrical work, cover and accessories. For pools, discuss site preparation, electrical work, permits, decking and selected upgrades.

Whether each cost can be financed depends on the program and approved amount. Confirm any down payment and separately paid expenses before finalizing your plan.

You can explore financing while planning, but use an official project quote before committing to an amount. Our pool budget tool is an early planning range.

At the yard visit, one of our experienced experts—General Manager Dave, Austin Knickerbocker or Tom Knickerbocker—assesses zoning, electrical requirements, access, construction logistics and elevations, and helps refine the pool and yard design around your priorities. That assessment informs the official quote.

Financing approval and your construction agreement are separate steps. Confirm the project scope, payment schedule and scheduling arrangements with our team.

Ask about both before choosing your program. Early-payment rules and fees depend on the financing agreement. Promotional financing may have different pricing or restrictions from a cash offer; ask for the complete purchase price and which savings can be combined.